Owen Electric Cooperative Rate Selection Guide

Owen Electric Cooperative is a member-owned, not-for-profit electric distribution cooperative serving roughly 66,000 members across nine northern Kentucky counties. It is a Touchstone Energy member regulated by the Kentucky Public Service Commission, with billing data in a member web portal and AMI smart meters deployed; programmatic and Green Button access are handled by direct request.

Kentucky · Electric Cooperative·Regulated market·Fully supported by Nectar·Last updated June 4, 2026

Owen Electric Cooperative Rate Schedule Comparison

ScheduleTypeRateBest For
Schedule I Small CommercialCommercial$25.84/mo + $0.09674/kWh (net); no demand chargeSmall commercial/industrial/3-phase farm under 50 kW
Schedule II Large PowerIndustrial$22.03/mo + $6.34/kW demand + $0.07466/kWh (net)Commercial/industrial over 50 kW
Schedule 2-A Large Power TODIndustrialTime-of-day demand & energy (see tariff)Large power members with shiftable, off-peak-heavy load
Large Industrial (LPC/LPB)IndustrialContract-demand schedules (see tariff)High-demand industrials meeting load-factor thresholds
01

Market Overview

Owen Electric Cooperative is a not-for-profit, member-owned electric distribution cooperative regulated by the Kentucky Public Service Commission. Kentucky has no retail electric choice, so there is no competitive supplier market; members take bundled service under PSC-approved tariffs (P.S.C. KY. No. 6). The cooperative purchases wholesale power and offers multiple C&I and time-of-day rate schedules.

Market Type
Partially Deregulated
Supplier Choice
Not Available

Need to pull your actual usage data to compare rates? See the Owen Electric Cooperative Data Access Guide →


02

Current Rate Schedules

Verified from Owen Electric's Kentucky PSC tariff (P.S.C. KY. No. 6, schedules effective 9/1/2024 per PSC Case 2023-00014). Rates shown are net (gross is 5% higher with no prompt-payment discount) and are subject to a monthly Fuel Adjustment Clause and an Environmental Surcharge. C&I members choose by demand: Schedule I Small Commercial (under 50 kW) and Schedule II Large Power (over 50 kW, demand-metered), plus several Large Industrial and time-of-day schedules.

Effective: September 1, 2024 · Full Tariff Book →

ScheduleTypeApplicabilityStructureRate
Schedule I - Small CommercialcommercialCommercial, industrial and three-phase farm service under 50 kW (lighting, heating, power).Customer charge $25.84/mo + energy $0.09674/kWh (net; gross 5% higher). Minimum charge $0.75 per KVA of installed transformer capacity. Subject to Fuel Adjustment Clause. Effective 9/1/2024.
Schedule II - Large PowerindustrialCommercial, industrial and farm consumers whose demand exceeds 50 kW; three-phase service.Customer charge $22.03/mo + demand charge $6.34 per kW of billing demand + energy $0.07466/kWh (net). Billing demand = max 15-minute demand, power-factor adjusted below 90%. Primary-voltage service gets a 5% discount on demand and energy. Effective 9/1/2024.
Schedule 1-C - Small Commercial Time-of-DaycommercialSmall commercial members opting into time-of-day pricing (AMI-metered).Time-of-day energy pricing with defined on-peak/off-peak windows per the PSC tariff; specific per-kWh on/off-peak rates are set in the filed Schedule 1-C tariff sheets (consult tariff for current values). Subject to Fuel Adjustment Clause.
Schedule 2-A - Large Power Time-of-DayindustrialLarge power members (over 50 kW) opting into time-of-day pricing.Time-of-day demand and energy pricing; peak demand defined as the highest 15-minute average during specified peak hours each month. On/off-peak rates and demand charges are set in the filed Schedule 2-A tariff sheets (consult tariff for current values).
Large Industrial Rates (LPC1, LPC2, LPC1-A, LPB1, LPB1-A, LPB2, LPB)industrialLarge industrial members at higher demand tiers (e.g., 1,000-2,499 kW; 5,000+ kW) meeting load-factor thresholds (~425 hours/kW).Multiple large-industrial schedules (Schedules VIII-XIV) with contract-demand and load-factor qualifications; specific demand and energy rates are set in the filed PSC tariff sheets (consult tariff for current values).

03

Rate Recommendations by Use Case

🏪

Commercial member under 50 kW

Small commercial members on Schedule I pay no demand charge, so focus on total energy and efficiency.

Recommended:
Schedule I - Small CommercialSchedule 1-C - Small Commercial TOD

Schedule I is energy-only ($0.09674/kWh net + $25.84/mo) with no demand charge, so kWh and load shape drive the bill; members with off-peak-heavy usage can evaluate Schedule 1-C TOD.

Tips:
  • Track kWh and target efficiency upgrades
  • Pay within 15 days to keep the 5% net discount
  • Model Schedule 1-C TOD if load is shiftable
Est. monthly: $25.84/mo + ~$0.097/kWh net, plus fuel/environmental adjustments.
🏭

Commercial/industrial member over 50 kW

Large Power members should manage peak demand, correct power factor, and consider primary-voltage service.

Recommended:
Schedule II - Large PowerSchedule 2-A - Large Power TOD

Schedule II's $6.34/kW demand charge and 15-minute peak definition make demand control the dominant lever; primary service cuts 5% and good power factor avoids demand inflation.

Tips:
  • Shave the 15-minute peak with controls or storage
  • Keep power factor above 90%
  • Pursue primary-voltage metering for the 5% discount
  • Evaluate Schedule 2-A TOD for off-peak-heavy load
Est. monthly: $22.03/mo + $6.34/kW demand + ~$0.075/kWh net, plus adjustments.

High-demand industrial (1 MW+)

Large industrial members should evaluate the LPC/LPB contract-demand schedules with Owen Electric's C&I contact.

Recommended:
Large Industrial LPC/LPB schedulesSchedule II - Large Power

Owen Electric offers tiered large-industrial schedules (Schedules VIII-XIV) with contract-demand and load-factor qualifications (~425 hours/kW); the best fit depends on load factor and contract demand, so engage the cooperative directly.

Tips:
  • Contact Christina Perkins (800-372-7612 ext. 3533) for rate selection
  • Provide load-factor and contract-demand data
  • Request interval data to model schedule options
Est. monthly: Contract-demand based; see filed LPC/LPB tariff sheets.

04

Historical Rate Trends

Owen Electric's tariffs are filed with and approved by the Kentucky PSC. The current C&I schedules (Schedule I, Schedule II) were revised effective September 1, 2024 under PSC Case No. 2023-00014. Rates are further adjusted month to month through the Fuel Adjustment Clause and the Environmental Surcharge.

September 1, 2024

Revised Schedule I Small Commercial and Schedule II Large Power rates effective per PSC Case No. 2023-00014.

n/a

Overall trend: Periodic PSC rate cases (most recently 2023-00014, effective 9/1/2024) plus monthly fuel-adjustment movement.

Next expected change: Next change driven by a future PSC rate case or fuel-adjustment/environmental-surcharge updates.


05

Cost Optimization Strategies

For Owen Electric C&I members, the biggest levers are managing the 15-minute peak that sets billing demand on Schedule II, taking primary-voltage service for the 5% discount, and maintaining power factor above 90%.

Peak demand management

For: Schedule II Large Power (over 50 kW)

Each avoided kW of peak saves $6.34/month.

Stagger large loads or use storage/controls to shave the maximum 15-minute demand that sets Schedule II billing demand.

Maintain power factor above 90%

For: Schedule II Large Power

Avoids demand inflation (demand × 90% / actual PF).

Schedule II adjusts billing demand upward when power factor at peak is below 90%; correcting power factor avoids the penalty multiplier.

Take primary-voltage service

For: Schedule II members able to take primary service

5% off demand and energy charges.

Members metered at primary distribution voltage receive a 5% discount on demand and energy charges under Schedule II.

Evaluate time-of-day schedules

For: Members with flexible load profiles

Varies with load shape; see filed TOD tariffs.

Members with shiftable, off-peak-heavy load may benefit from Schedule 1-C or 2-A time-of-day pricing.

To implement these strategies, you need your 15-minute interval data. Learn how to download Owen Electric Cooperative interval data →


06

Frequently Asked Questions

How can a C&I energy consultant get my Owen Electric usage data?

Owen Electric has no self-service delegated-access portal. Obtain written authorization from the member, then contact Christina Perkins, Manager of Business & Government Relations, at 800-372-7612 ext. 3533 or cperkins@owenelectric.com with the account number, data scope, and duration. Data is typically delivered by email or portal within 5-10 business days.

Does Owen Electric offer interval (15-minute) smart meter data?

Owen Electric has deployed AMI smart meters that capture interval data (used for its time-of-day rates, where peak demand is measured over 15-minute intervals). However, member-facing access to granular interval data is not publicly documented; request it through Member Services at 800-372-7612, option 4.

What commercial and industrial rate schedules does Owen Electric offer?

Verified C&I schedules in Owen Electric's PSC tariff (P.S.C. KY. No. 6) include Schedule I Small Commercial (under 50 kW), Schedule II Large Power (over 50 kW, with a demand charge), several Large Industrial LPC/LPB schedules, and time-of-day options including Schedule 1-C Small Commercial TOD and Schedule 2-A Large Power TOD.

Is there a demand charge for large Owen Electric accounts?

Yes. Schedule II Large Power (over 50 kW) bills a demand charge of $6.34 per kW of billing demand plus a $22.03 monthly customer charge and $0.07466 per kWh (net, effective 9/1/2024). Billing demand is the maximum 15-minute demand, adjusted for power factor below 90%. Primary-voltage service earns a 5% discount on demand and energy charges.

Can I shop for a competitive electricity supplier on Owen Electric?

No. Kentucky is not a retail-choice state and Owen Electric is a member-owned cooperative regulated by the Kentucky PSC. Members take bundled service under PSC-approved tariff schedules; there is no competitive supplier shopping.

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